It's a small world, a decent life in retirement. Lyubov Levina - Business for rusty dummies. A decent life in retirement. Activities carried out by the state to support pensioners

"I am 57 years old. A year ago I retired. To be honest, I never thought that retirement would be a tragedy for me. For as long as I can remember, I dreamed that someday there would come a time when I wouldn’t have to rush headlong to work, when I could do what I really wanted, without finding minutes to tidy up my apartment and cook a delicious dinner. But everything turned out wrong. I don't know what to do with myself. The first week of my new life was spent getting some sleep and doing a thorough cleaning of the apartment. I stayed with my daughter for another week (she recently moved to another city), and then that was it! I get up in the morning and another empty day begins. I'm not used to watching TV for hours - I can't stand TV series. I don’t need to go to the store; how much does a single woman need? I can easily get by with a packet of kefir and a couple of sandwiches. My health is fine, but it turns out that I buried myself alive. Previously, when I came home from work, I was so tired that I simply did not have time for sad thoughts. And now I constantly think that old age has come. That no one needs me anymore - my daughter has grown up long ago, her mother-in-law, who lives in the same city, is with her grandchildren. My husband died 7 years ago. It happens that for a week I do not utter a single word. I can’t find a new job - who will hire me at this age? But before, I enjoyed the respect of my colleagues, was considered a good specialist, and was valued by my superiors. What now? So, when I retire, all I can do is wait for death?” Nina Mikhailovna, Moscow region.

Unfortunately, for many people, retirement is not accompanied by joy, but by stress, melancholy and apathy. Thoughts about impending old age come to mind, that you need to give up your job to young people, that they can already do without them at work. Those who were engaged in active creative activities at work and those who live alone, far from their children and grandchildren, suffer especially greatly from “retirement stress.” For them, retirement sometimes becomes a real tragedy. But I want my stay in pensioner status to be no worse than adolescence or maturity. He talks about how to adapt to your new social status and continue to enjoy life after retirement. psychologist Irina Vasilyeva.

Step by step

As retirement age approaches, a person goes through several stages. The first is the so-called pre-retirement phase. Retirement seems to you in the distant future, but at the same time a feeling of anxiety arises. During this period, many begin to save money, begin to develop summer cottages, where they plan to spend a significant part of their time after retirement, and some begin to look for a hobby. This approach is absolutely correct. After all, after such preparation, people cease to be afraid of leaving work.

The next stage is romantically called “Honeymoon”. It starts immediately after retirement. A person experiences a feeling of euphoria from newfound freedom - there is no longer any need to rush anywhere, you can do what you love. But, unfortunately, after the “honeymoon” there often comes a phase of disappointment, which, as a rule, arises because the picture of retirement life that a person painted in his imagination does not correspond to reality. For example, you were sure that when you retire you will devote yourself to raising your grandchildren, but your children refuse your help. Or you have picked up a hobby, but your health does not allow you to do what you love. For many, the phase of disappointment gives way to a stage of reorientation and stability - a person begins to realize his strengths and weaknesses and select an appropriate activity. But there are people who, despite all their efforts, cannot find themselves.

The main thing is self-confidence

Domestic and foreign psychologists agree (and this is confirmed by numerous studies) that people with average and high self-esteem adapt best to retirement. That is why those who cannot come to terms with their new status first of all need to start treating themselves better. Remember your achievements more often, do not reproach yourself for the mistakes you have made, perceive every small victory (for example, you made a profitable purchase or shared the recipe for a signature pie with your neighbor) as a big success.

You are responsible for your life

Try not to shift responsibility for your life to someone else. Many pensioners believe that those around them are to blame for their bad mood and feeling of uselessness: children who do not want to live with elderly parents, former bosses who sent a valuable specialist to retire, friends who rarely come to visit. But you yourself must be responsible for your life. And you live first of all for yourself. Many people think that there is no need to cook a delicious lunch for themselves - they say, you can eat semi-finished products, there is no need to clean the apartment - no one comes in anyway, etc. However, all this must be done. Let it be through force first, forcing yourself. But over time, these simple everyday actions will help you cope with sadness and bad mood.

Find something you like

Of course, the best way to have a painless retirement is to find something you enjoy doing. One of my friends, after retiring, started setting up a flower garden under her own windows. By the way, gardening work made her the most popular person in the entrance. Neighbors, who for many years did not even know my friend’s name, began to communicate with her. She became acquainted with all the residents of the house and made real friendships with some of them.

Another problem that “beginning pensioners” face is the inability to communicate with people “just like that,” not about business. It seems to many that people may perceive such “conversations about nothing” as intrusiveness. This is not true at all. There are a lot of lonely people. Don’t be shy, if someone doesn’t want to maintain a dialogue with you, this is not a tragedy at all. Many people find help in finding new acquaintances... a dog. Get a four-legged friend. Dog lovers are a special caste; they always have a topic for conversation and company for a walk.

If you want to move from cold Moscow to a warm place after retirement, then start looking for options in advance. Retirement is a great opportunity to start life in a new place, learn about a different culture and not have to think about going to work tomorrow.

When choosing a place, American lifehack.org recommends focusing on the level of medical care, low cost of living and cleanliness of the environment. Based on these parameters, a list of five countries was compiled that are most comfortable to live in after retirement.

Want to head south? Sunny Belize is one of the most hospitable countries for retirees in the world.

Belize offers a special retirement program that allows foreigners to obtain local citizenship provided they spend $2,000 per month. Among its advantages: exemption from local taxes and import duties.

In Belize you can see unique nature, for example, the local Barrier Reef or the Mayan pyramids. English and Spanish are spoken here.

There are some disadvantages. Among them: weak infrastructure and the need for vaccinations against typhoid fever and hepatitis A.

Fly off on reconnaissance

Canada is similar to the United States of America in its architecture, culture and way of life. But Canada has better urban infrastructure and high quality healthcare. There are many opportunities for comfortable tourism in cities and beyond.

The biggest problem in Canada is getting a visa. This country does not offer visas for retirees, and long-stay visas are only issued to those who work. However, if you are well educated and have a lot of money in your accounts, you will receive a visa without any significant problems.

3. Ireland

Ireland is in Europe, but it is not as expensive as the UK or Sweden. Moreover, the convenient location allows you to reach any European capital in just a few hours.

If you happen to have a grandparent who emigrated from this country, then you can get an Irish passport. Otherwise, you must apply for a temporary residence permit within three months. It is then extended for an extended period. As elsewhere, before issuing a permit, you will be asked for information about the status of your bank account.

This is an exotic country with a great history, natural beauty, warm seas and delicious fruits. To fully immerse yourself in the culture, you will need to learn the Thai language, but it will be difficult. The saving grace is that in most large cities they speak English, and in some places even Russian. Prices for everything are low here, so a person from Europe can deny himself almost nothing here.

5. Costa Rica

This Caribbean island has been repeatedly named by experts as the best place to retire, and for good reason. Like Belize, Costa Rica has a program for retirees. Just a few documents and you will be given a residence permit with the right of permanent residence.

It boasts a rich natural heritage that no other country in the world can boast of. 2/3 of the country's area is covered with forests, in which exotic plants grow and unique representatives of the fauna live (500 thousand species). This is a fantastic place!

Costa Rica has one of the highest standards of living in the Caribbean. Prices here are slightly higher than on neighboring islands, but still less than in Western countries.

Decent life in retirement

We all also want to live this wonderful period of life. Isn't that right? But if you think about it, it’s actually wonderful, unless, of course, you consider this period of living in our country. At this stage, it is literally not life, but survival. There is one pensioner in my family - my mother.

I can say, judging solely by the example of my family, life in retirement cannot be decent for the average Russian, unless, of course, first, his children help him, and second, he works until he loses his strength.

I earn a decent living and can help my family + my mother works, but for us this is more likely due to the desire to do this than to need. Despite the fact that my mother’s pension is considered “decent” by the standards of today, I honestly don’t know. How can 12 thousand rubles/month be considered a decent pension?

I can definitely say that it is impossible to live on this money per month, much less travel abroad, ride on yachts, drink champagne with strawberries, attend major sporting events, hunt wild animals in Africa, in general, explore the world and be as happy as possible .

So our pensioners, basically, have to learn about summer cottages, new types of seedlings that produce harvests three times a season, new recipes for pickles, learn about mobile phones with newborns, very advanced grandchildren, whom children “sell off” to their parents while they work to pay off mortgages and car loans, etc.

And in America, when people retire, they “get rid” of their children and send them to college, preferably 300-400 km from their parents’ home. and book tickets wherever their heart desires. But let's be objective and immediately determine that all this does not fall on all of them, like Manna from Heaven, just because they are Americans or Europeans! No!

Before they could spend their lives in retirement with dignity, they had to work a lot, and from the first day of their working life, which often begins at the age of 16, they already begin to think about their pension and contributions to it, not only do they have people goodwill will not go to work unofficially or with a salary of 0.03 times the rate and a bonus of “million”.

They approach these issues very responsibly, and their employers are rarely classified as “tax cheats.” At the same time, they also independently participate in many pension programs, mandatory and voluntary savings systems, monitor their contributions, timely calculation of interest rates and the amount of these interests, are very demanding in choosing a management company for their savings, of course, if they are not handled by corporate non-state pension funds, mainly represented by such management companies.

In our country, due to the remnants of Soviet times, people are accustomed to the fact that the employer or, better yet, the state will “think” and “make” decisions for them. Maybe it will, guys, but you need to clearly understand that it’s unlikely to be in your favor, because we live in market times, and the law of the jungle applies in them - every man for himself! And therefore, if you want to spend your time in retirement the same way as Europeans and Americans, learn to be responsible in financial matters, including such as pensions!

But I am sure that you, my readers, belong to the category of responsible citizens, because you read my blog, and this means that you are far from indifferent to your choice and pension.

So, I have already moved a lot away from the topic of the article that I wanted to write for you and delved into rhetorical questions, well, let these be my first thoughts in this section. Now, in the next article, I will share with you my travel experience, a description of my perception and personal experience in the countries that I visit (and this happens quite often, I really love traveling).

Also, here we will consider types of active pastime; using my example, of course, many of them may not be to your liking, but I am also sure that many will find an ally in me.

Also, regarding the countries I visit, I will share with you little secrets that will be useful to all travelers! So, my dear readers, let’s earn a decent pension, gain experience and move forward, along with the Americans, to swagger!

Subscribe to updates and you will learn a lot more new and interesting things. In the next article in this section, I will tell you about my exciting trip in the summer of 2015 to the beautiful mountainous Balkan country of Montenegro!

I’ll say right away: I have already visited many countries and cities, but I will only talk here about those in which I am currently in the present time or from which I have just arrived in my native land, this is already possible! As they say, “hot on the heels” After all, facts, emotions and visual images are different from memories stretched out over time! That's why it's like that.

Your pension advisor. And not only

“I’m racing on a bike and feeling alive”: 7 stories of elderly adventurers

Andrey, 57 years old

Traveler, traveled to forty countries in the last eight years

Ten years ago I became a pensioner - so early because I was in the military. I first went abroad thirty-two years ago on a Komsomol voucher, and the next time I ended up there was only in 2008, when friends from Germany invited my wife and me to their place for the New Year. Back then, you had to wait in huge lines to leave, but it was worth it. Now I spend all my savings on travel, and over the past eight years I have already visited forty countries.

Many pensioners are burdened with a dacha and a car, while others still think that there will be a huge amount of paperwork. In my opinion, these are all excuses. To travel, a pensioner only needs ingenuity and perseverance. Of course, primitive Internet skills will also come in handy in order to look for cheap tours and tickets.

If a person wants, he will travel in any economic situation. Once in Europe, a woman from St. Petersburg was traveling with me on the bus, who saw the blockade and now lives in an ordinary poor communal apartment. She said that she travels abroad every year, saving money from her pension alone. I also saw a cunning grandfather who, at the age of 67, goes on vacation to Italy and works there on plantations every year, thus recouping most of the cost of the trip. My friend all her life dreamed of sailing from Vladivostok to the Philippines on the sailing ship “Sedov”: she got into debt, bought a ticket, and a month later I looked at her photo - she was already in the Canaries. She says that she gave up everything, rented out the apartment and got a job as a barmaid on this very sailboat.

I do not accept the usual lying rest. I usually travel around countries alone and don’t take my wife with me, because she is a little overweight, and such travel is difficult for her. Somehow I still traveled with her to Egypt, but while she was lying on the beach, I managed to go to Cairo and Jordan. It was for a pearl wedding (30 years of marriage. - Note ed.), and before that we went with her to the Emirates for a silver medal (25 years of marriage. - Note ed.).

Now I go on a trip at least once a month. Sometimes I have to take out a small loan - up to 30 thousand, but mostly I spend my entire pension on travel. When I retired and decided to continue working, I said to my wife: “Oh, fuck you, not my pension!” I give her my salary for our general expenses, but she won’t see my pension until I am physically able to travel. I’ve worked hard all my life and I think that now I have the right to spend this money on what makes me happy.

I don’t think I spend a lot: I’m already at that age when there’s not much to buy. Unless I take something tasty: in France - cognac, in Germany - sausages. It is much more important for an elderly person to experience emotions and experience adventures. During one bus tour, where there were mostly people 30–40 years old, the guide suggested stopping at Rotterdam, but some rebelled, saying we were too tired, and in the end we didn’t go. And another time I was traveling with some pensioners, and we visited 38 European cities in one tour - because these people’s eyes were sparkling.

In eight years I have traveled almost the whole world, and now I would really like to see Russia. But traveling within the country is much more expensive than traveling abroad. In Russia there are the northernmost point of the earth, the easternmost point of the earth and the dividing point of Asia and Europe - between the Small and Big Yenisei. I am firmly convinced that the most beautiful country I have been to is Russia, but, unfortunately, most of even the Russians themselves will never be able to look at this beauty.

Nadezhda, 55 years old

Master of Sports in powerlifting, lifts more than 150 kilograms

I started powerlifting ten years ago, and recently I lifted weights for the Master of Sports of Russia and entered the regional team. There was a long break in training because I was diagnosed with a cyst, but even during this time I continued to work on my body and promised myself that I would return to big-time sports. Two years ago I had to start all over again, but not from scratch.

Perhaps I started doing this because of my husband - he himself is an Honored Master of Sports of the USSR. Although he is no longer an active athlete, he still, at 61, goes to the gym three times a week, follows a regimen with me and lifts 150 kilograms from a squat without equipment, which in modern sports, when special clothing is used to relieve the load, seems generally incredible.

My husband and I always get up at six in the morning and go to bed at ten in the evening, we don’t eat flour or sweets, our daily diet always includes eggs, cottage cheese, chicken, vegetables, nuts, and sometimes we eat lard. To stay in shape, I run cross-country, and also teach aerobics in our gym and train small children - for this, by the way, I receive a salary of ten thousand rubles. In our sport you have to work extra, because you have to pay for equipment, competition fees and travel yourself, although the state sometimes pays for train travel.

Working clothes have to be purchased approximately once every five years. Equipment for deadlifts and squats costs 17 thousand rubles, but I charge 13 thousand; a bench press shirt costs 16 thousand, but a used one costs 10 thousand, but weightlifting shoes (special shoes. - Note ed.) and you have to buy new wristbands, and that’s another 10 thousand in total. Now the region pays for my travel, and since I have the basic form, the costs are few. This gives me the opportunity to help the guys I coach: sometimes I buy them some uniforms myself, because not everyone has the opportunity.

I can't imagine any other life. Now I feel like I’m thirty-five years old, I drive a car at high speed and, as a matter of principle, I never go to hospitals. In hospitals, old women are just sorting out their sores and pushing negativity at each other. They think it’s too late to start and reassure themselves by gardening in the summer. I look at my classmates and see how they already walk with canes - all because they developed the habit of being lazy in their youth and were unable to change the rhythm of life.

There are no age restrictions in powerlifting. People of different ages study in the hall, and everyone, young and old, calls me Nadya. We do not consider each other rivals, because in this sport everyone overcomes themselves first of all. I am happy for other athletes because they were able to overcome their laziness and depression.

I think that in youth it is much easier to develop the habit of leading a healthy lifestyle and sooner or later it will become a necessity. When a person retires, he becomes depressed, gives up, is lazy and is more afraid of difficulties than ever before in his life.

I do not believe that an elderly or very young person harms his body by powerlifting. We always start with very light weights and work our way up gradually. My granddaughter is 14 years old and has been doing powerlifting for a year now. She once asked her to train because she thought she was too fat, although, of course, this was not true - she only needed to tighten her muscles. Now she looks more athletic than her peers, but we won’t give her more weight until she turns sixteen - this is an indisputable rule.

Vera, 60 years old

Has nineteen adopted children and eleven grandchildren

Once upon a time, I was married: we lived together for nine years, but God did not give us children - and we got divorced. For a very long time I wanted to take care of at least one child, but at some point my mother got sick - and I decided that I couldn’t handle it. At that time, I worked as a programmer, and I also had to work part-time on the subway and as a cashier in a store to earn money for medicine. I always had to put off my dreams of a family until later, and only when I turned 38 did I read an advertisement in the newspaper about the SOS village project (in the SOS village, orphans live in small families with their SOS mothers in separate houses, while the SOS mothers receive a salary - Note ed.), which required women to teach orphans.

I was tested and trained and was given a home and several children to raise. It was a full-time job, and we, that is, SOS-moms, even had meetings: we consulted with each other literally about any, even the smallest, problems. A little later, I decided that I still wanted to adopt the children I was raising - I began to be overcome by the fear that at any moment the child could be taken away and given to another family.

I am currently raising five adopted children, the youngest of whom is fourteen. In total, I have nineteen adopted children: the eldest have already started families and have given me eleven grandchildren. Sometimes three generations live in our house. We still live in a house outside the city, in the SOS village, and in addition we rent out my old apartment in Moscow - the older generation of children used to live there, because apartments were not always given to orphans.

Now I have a husband, and we are both pensioners - we stay at home and devote all our time to our children. We got married when I was already 50 years old, and until that moment I raised my children alone. My husband knew about my lifestyle from the very beginning and decided that he could live the same way. For some time after the wedding, he went to Moscow every day to work, and came home in the evening to spend time with his family. Only in 2014 did he leave his job, and now he helps me with my upbringing and housework.

I feel like I live a very active life, although not in the classic, sporty sense. Many difficulties arise: when you need to get housing for your children, change their passports, contact doctors or deal with the court if problems arise with their biological parents. Because of all this, you need to constantly stay on your toes. Otherwise, we have a peaceful and friendly life. I do homework with everyone, teach the children how to do housework, we also organize family holidays and games, and in the summer we all go to the seaside together.

There are always a lot of people in our house, especially during the holidays, when grown children and their families come - about 40–50 people. My husband and I constantly communicate with someone, engage in some kind of activity to make our family feel good. My mother had nine children, and I always wanted to have the same atmosphere in the house.

Now all generations communicate with each other, help each other - our home has become a well-coordinated mechanism. Although I started pursuing my dream at a late age, I still came to what I wanted, and now the goal of my life is to monitor the well-being of this family organism.

Life after retirement

Economists argue that raising the retirement age is inevitable, since otherwise it will not be possible to balance the budget of the Russian Pension Fund. This is a fair point, but critics point to the cultural and social consequences of this massive reform. The following argument is often given: they say that the average age of men in Russia is too low, and therefore they simply will not live to see retirement.

This is not entirely true, since life expectancy in Russia is increasing and, apparently, will continue to increase. Secondly, there is a feeling that regular critics of raising the retirement age appeal exclusively to the emotional or ethical side of the issue, but do not imagine the economic dimension of the problem.

But even if we ignore the economy and consider exclusively or mainly issues of morality and ethics, we should ask ourselves: are our pensioners living well? And will it be good for future pensioners?

To put it more harshly, today a lot of pensioners live in poverty. Or he doesn’t even live, but survives.

Where to find cheaper products, and in general how to live on retirement - this is a pressing question for millions of citizens. This state of affairs is simply shameful. And millions of pensioners find a way out - they go to work or continue to work after retirement as long as they can work. But they are increasingly getting low-prestige and low-paying jobs.

In this regard, increasing age can be considered a positive experience. Because people will have the legal right to work longer and earn more. It is clear that today's pension does not provide a decent life. People of 30-40 years old (that is, approximately at the age when, in principle, they begin to think about retirement age) today simply no longer count on the state in the context of old age. They are accustomed to spending significantly more than older citizens. Therefore, no pension will be enough for them and they will have to earn it themselves.

And today we practically force our women to retire at the age of 55 (or even earlier) and then for two decades or more they are forced to eke out a miserable existence. You won’t earn money because no one will hire you. And if he does, then at most he will be a cleaner or a watchman.

And Russian women are aging earlier than they could. Experts say that young Russian women today are more likely to live to retirement age (92%) and are living longer in retirement (about 26 years). That is, we condemn the vast majority of women over 55 to an essentially miserable existence. Increasing the retirement age will provide an opportunity not only to earn more for a dignified old age, but in a social sense will prolong the life of the fair half of humanity.

The logic here is this: the longer a person maintains social mobility (and active work provides this opportunity), the longer he remains young. It has long been noted that many people die quickly when they retire. The usual way of life simply ends and vegetation begins in the full sense of the word.

This issue - social mobility of domestic pensioners - somehow falls out of sight of critics of the pension reform. By default, they consider the existing pension system to be a blessing, otherwise how can they justify their idea that nothing needs to be changed.

In reality, of course, the current state of affairs is, at a minimum, no good. And at the most, it is simply inhumane when a teacher at 55 years old is urgently asked to retire because a “young girl” came from school. At the same time, neither the young colleague herself nor the parents of the students doubt the competence of the teacher of retirement age. But the director knows that at 55 you can retire a person.

And then the person’s prospects are small - either just sit in retirement or go to a low-prestige job. Whether you like or dislike the reform proposed by the government. But the current situation is definitely terrible. In social terms, pension becomes an analogue of death. The death of a person during his lifetime is a disease of our society.

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Author, you live in a different world. In fact, after 45 years, it is extremely difficult for both men and women to find work. People simply don't get hired. And retiring is sometimes the only chance to receive at least some money. And by increasing the retirement age, the state, while solving its problems, condemns many to starvation

“It’s simply inhumane when a teacher at 55 years old is urgently asked to retire because a “young girl” came from school”
Having solved one problem, the government creates 2 new ones
-How humane is it to kick out a teacher at 63 years old?
-Where to send a girl from school?
“In social terms, retirement becomes an analogue of death.”
A pension is just money that the state pays upon reaching age, and rarely anyone is kicked out onto the street upon reaching this age; the majority continue to work receiving a significant increase, unless of course they want to retire (and most of these people have done tens of times more for Russia more than our dear reformer) This reform saves money due to the fact that a person will live less after retirement. As a result, older people will work to replenish the budget, which will use this money to pay unemployment benefits for young people, since such a reform does not solve the problem of unemployment.

The saddest thing is that they are increasing VAT, introducing major repairs, platon, raising the retirement age, compulsory motor liability insurance, raising excise taxes on gasoline to 70%, etc. Life is getting worse, people are being told in their ears that this is for your good, but people are clapping their hands and accepts everything. Are there adequate people in this country? If this continues, we'll all be mooing soon

or maybe just stop stealing the pension fund, then it will be balanced. Or taxes paid by employers should be transferred to the accounts of the employees themselves, and not to the budget, the so-called feeding trough for presumptuous servants of the people.

Where does my comment go?

Such nonsense! It won't get any better! We slaves already pay 50% of our income to the “state” for all sorts of taxes, excise taxes and the like, and besides, we’ll die at work! The worst thing is that they don’t even ask us and we pay them for it!

They do what they want with the people, and the people look at all this. So there are such Danilins. All arguments are untenable. And if the government doesn’t know any other methods other than raising the retirement age, let it go. There will be others who know how.

Lifetime death is not the only disease of modern society. And far from the most important.
It is high time to rename the Pension Fund to the Fund for Assistance to the Elderly from Those Currently Working. Why are we silent?

What nonsense? What was a positive experience?
People after 45 years of age cannot find a normal job, what are the employer’s requirements “18 year old with 10 years of experience without children.
Only the young have an advantage, while the rest have to agree to work in low-paying jobs without starting, because you won’t survive on retirement.

Such custom-made articles cause nothing but indignation. The author either does not know life or deliberately distorts the facts.
The economic rationale for the law is clear - the pensions of current pensioners are paid from our pension contributions, but they want to force us to work as long as possible, because the government does not have money for our pensions. So they are trying to save money - during the reform, some of the current old people will die, and many of our generation will not live to see retirement. The ethical side of the issue does not allow for different interpretations - we are being brazenly robbed by our own state. We did not count on such actions when we voted for the current deputies and the president, and they know this very well. And there are no excuses for them. It is clear that this law has another side - our civil servants, deputies and officials of all stripes ensure themselves a lifelong comfortable existence in a warm place at the state feeding trough. And for this they are ready to take away even those meager pensions that we were entitled to.
The “arguments” presented in the article do not stand up to criticism. In general, attempts to draw any parallels with Europe are outraged. Increased life expectancy? For mercy's sake, where?! Around me people are dying who have not even reached the current retirement age. Has the standard of living increased? In Moscow - for sure. Is it okay that the majority of the Russian population still lives in poor housing with a “toilet-type” toilet on the street before the revolution? Has the level of medical care improved? Let me disagree. During the period following perestroika, many settlements were left completely without doctors; free medicine is not even capable of making a correct diagnosis, and ordinary citizens cannot afford paid medicine. So what remains of your theses, gentlemen reformers?
I remember how my mother counted the days until retirement, how in recent months she had difficulty walking and fell exhausted when she got home. After retiring, she was able to rest, heal, have fun and was able to live a few more years to the delight of us and her grandchildren. I don't see anything humiliating in this. And given my state of health, I simply won’t live to see retirement.
It is complete nonsense to argue that a person, upon retirement, is doomed to poverty. If there is health, everyone continues to work. And the pension becomes a very good help for the family budget. And those who cannot work at least have the means not to die of hunger. Now the state, with a calm soul, will throw elderly people into a landfill, washing its hands of it. If you don’t have the strength to work, die, no one cares.
Why is everyone silent about such an important issue as working conditions? The same teacher may well work for extra years in warmth and comfort. It is also not burdensome for deputies to sit in a soft chair for several years, without lifting anything heavier than a fountain pen. But how many professions do we have that involve heavy physical labor, but are not included in any lists of benefits? Yes, all agriculture is literally on the shoulders of workers - milkmaids and cattlemen, field workers, greenhouse workers, tractor drivers. These people move heavy things every day, waste their health and develop the body’s physical resources by the age of 50. How many people work in harmful and difficult conditions, often without even receiving a decent salary for it. Forcing them to work for another 10 years is like signing a death warrant; only a few will receive a pension, and even those will not last long. A very profitable arrangement for the state, who can argue?
Again, the problem of unemployment cannot be ignored. The pension reform will only aggravate it, because it will not create new jobs, but there will potentially be more workers. Everyone knows that after 40 years of age, getting a job becomes almost impossible. Everyone needs young, active, healthy workers. And raising the retirement age will not make an elderly, tired person with a bunch of various illnesses more desirable for an employer.
The situation presented in the article has absolutely nothing to do with retirement age. If the director is ready to vacate a position for the sake of a young girl who has come from school, this only means that the girl has a “furry paw”, and the unwanted employee will be removed anyway, not for retirement, but will be forced to write of her own free will. And, if earlier that teacher at the age of 55 could retire and have a certain living wage, now she will be thrown out onto the street without a livelihood and material support.
Don’t forget that now there will be no point in holding on to a “white” salary. Since I won’t live to see my pension, it doesn’t matter to me how much they could accrue to me - they still won’t give it to me. So let my employer pay me more now, saving on taxes. I have no desire to support the state financially at my own expense.
I propose to file a decisive and active protest with the President, the government and the State Duma. Necessary:
1. Declare a vote of no confidence in the president and the government. This is not what we voted for!
2. Demand the publication of voting lists in the State Duma for pension reform. All the deputies who voted “yes” should be given a ride in the next elections - let them plunge into the reality created by their efforts and experience all the delights of our life for themselves. Otherwise they were completely disconnected from the people.
3. Revise the law on civil servants, abolish exorbitant benefits and payments, set salaries no higher than the regional average, so that there is an incentive to take care of your country and people. Now they don’t even live in the same country as us - in a completely different world.
Our legislators must understand that they not only have the right to take over everything they can lay their hands on, but also a responsibility to voters, to the country and to history. The current situation smells like a thunderstorm. The upper classes do not want, and the lower classes cannot live in the old way. We are ready to take to the streets, think carefully, do you need it? Hands off the latest social guarantees!

Hey there, Vladimir Vladimirovich! Don't shy away from an unpleasant conversation, please! In 2005, did you assure Sharkhan Talibovna that there was no need to raise the retirement age? They assured me. Now explain why you changed your mind. Residents of the country, who will now have to work longer than they expected, certainly deserve such an explanation.

for the Olympics, championships, Syria, Crimean bridges, help for Belarus, EVERYONE has money except Russian pensioners

send 55-60 pensioners on a trip around the world at the expense of Vova’s supporters (people will look at themselves, show themselves, well, socialize in general), and let the supporters work at least until they reach 200 without a pension. Fed up with liberalism, Vova is impaled, the government is in the gulag. in a rich country there are poor people. working poor, if Pu’s supporters don’t name 10 countries where there is such a term, they’d better drink poison instead of writing an answer about what has been done, about US aggression and about what happened in Ukraine (already like that)

1) Many people of pre-retirement and early retirement age have parents who die. And these people - even if their parents were poor - usually inherit at least real estate. Which you can either rent out or sell by putting the money on an insured time deposit in a bank and regularly receiving interest. That is, to have an increase in pension. The article somehow conveniently forgot about this fact
2) Promises that older people approaching retirement age will be allowed to work in peace and no one will kick them out are a lie. On the contrary, NEW orders and resolutions are being adopted that allow the dismissal of elderly and sick people on absolutely legal grounds. Without providing another workplace - after all, the employer may simply not have one. Or to be, but only for your own. An example is the NEW Order of the Ministry of Health No. 302n dated April 12, 2011, according to which it was obligatory to undergo compulsory (otherwise they would simply not be allowed to work) periodic medical examinations of workers in those specialties who had NEVER PASSED THEM BEFORE! I am a living example. She received a diploma of secondary specialized education in telegraph communications, and for the last 10 and a half years she worked as a civil servant-telegraph operator in military units. The work was sedentary, in front of telegraph machines and computers; my colleagues and I did not lift anything heavier than a piece of paper. But - oops! — according to the new order of the Ministry of Health, the work was recognized as difficult and stressful. During the medical examination, the ophthalmologist did not allow me to work (yes, I have severe myopia, but I worked wearing minus 6 glasses bought at a regular optics kiosk on the market and did an excellent job! no reprimands or deprivation of bonuses, the boss called me one of the 4 best out of 18 employees ). They fired me and gave me a certificate that there were no other suitable jobs. I tried to find out through the Labor Inspectorate whether this was true - there were strong suspicions that there were places - but at the request of the inspection, none of the employer’s representatives STUPIDLY APPEARED with documents. This is discipline. And they fired me when there were only 2 years and 11 months left before retirement. That is, I just turned 52 years old. And not with a 2-month benefit, like those dismissed due to reduction or liquidation, but with only a 2-week benefit. It was as if they accused me of having severe myopia since childhood. Here you can see truth, justice, and humanity. Moreover, they mocked us verbally more than once - they say that a broom, bucket and mop do not require particularly good eyesight.

After I was fired in 2015 due to an innocent article (due to medical contraindications to work, I was 52 years old), I was registered on the stock exchange with the Employment Center for almost a year. My request was just a janitor/caretaker or cloakroom attendant with a salary in the amount of the regional subsistence minimum. Not a single place was found! No applications! They offered only what was absolutely unacceptable for me (according to an open-ended medical certificate, which the Central Health Center was required to provide, but almost none of the employees paid any attention to what was written in it), thereby leading me to nervous stress and an even greater deterioration in my health. But they had to do something with me, for the report. They sent me to the first computer courses I could find. Naturally, without employment. ,That's all love.

Pavel Danilin! You are engaged in propaganda of GENOCIDE. You will still be old, but I don’t feel sorry for you, you are selling your conscience! Shameful.

For 26 years, the young Soviet Republic practically from scratch - whitewashed it out of nothing in the civil war, carried out a new economic policy, collectivization, provided employment, albeit with communal apartments, but provided for the majority of the population, organized a free educational system upon completion of which the citizen was guaranteed to get a job, organized a pension providing citizens, established free healthcare, carried out industrialization, built factories, organized the extraction of mineral resources, the income from which worked for the development of the country, entered the Great Patriotic War, made a key turning point in this war, launched the production of more modern and powerful equipment that defeated Germany.
And what did the current government of grabbers, grabbers of democrats do during the same period - they destroyed and plundered all collective farms, state farms, most of the plants and factories - people in the countryside in the full sense of the word do not live, but survive, plundered all the mineral deposits and rakes the income from them into his pocket, and not for the development of the state, he has raised the prices for energy resources, which, to put it mildly, lie under our feet, and not as they are purchased in Europe, utility bills have been raised so much that they eat up most of the subsistence level calculated as They rub it in for us, for a month. In fact, it turns out that these funds, after all payments, will be enough for barely a third of the month. But what if there is also a child? Completely destroyed the education system by making it additionally paid. At the end of our educational institutions, it is not specialists who graduate, but God knows who. Graduates with working professions do not know how to do anything because there is no practice in factories, factories, rural areas, in the construction industry, etc. The same goes for technological and higher education. Healthcare is prohibitively expensive. A simple sore throat costs a pretty penny, but what can we say about more serious cases. She left the people to their fate - live as you want. Unemployment is measured by the number of people who apply to the employment service, and not by how many of the population receive contributions to the pension fund and the tax office. They have raised their salaries - regional deputies receive about a hundred thousand a month, there is nothing to say about the State Duma. Give them two subsistence minimums, take away everything they have as deputies, establish total control over the expenses of them and all their relatives, then let them become deputies for themselves. Created the most stolen party in the world. It has adopted laws that contradict one another and in such quantity that a lifetime would not be enough to study them. And now they have decided to raise the retirement age, they say, life expectancy has increased. Take a walk through the cemetery among the fresh graves - it’s amazing how your life expectancy has “grown.”
The fact that in the same period of time some managed to create, while others only ruined them!
In general, it’s right, about twenty years ago, Mikhail Nikolaevich Zadornov said, “Don’t bother us with your concern for us!” And in order for there to be enough money for pensions, for free healthcare, education, and the development of the country, it is necessary to disperse deputies at all levels, curtail the appetites of officials, especially the entire upper echelon of power at all levels, redirect profits from minerals from the pockets of those who are greedy to the state treasury, restore a large part of everything that they managed to destroy over the years, thereby restoring jobs with decent wages, recalculate the cost of living so that one working person can pay utility bills and this should take no more than ten percent of the total amount, he can support himself with dignity, and not like Now I myself am barely starving, at least one, and preferably two minors with the obligatory opportunity once a year for everyone to go to a sanatorium or a health boarding house, and then you see the birth rate will increase and life expectancy will increase, not as it is now on paper, but in reality The retirement age will not need to be raised and there will be enough for everyone, and not like now for a handful of snickering ghouls in power!

Wonderful article! Of course, ordinary pensioners are ballast for the state! Lime and all problems. In addition to the factors of inability to find a job at a certain age, illness and ability to work, miserable pensions, ineffective government, theft, etc., let's look at an elementary example: an ordinary hard worker with a white salary of 15,000 rubles. monthly (his employer) pays 3,300 rubles to the pension fund. Let this citizen work for 30 years, which means the deductions will amount to 1,188,000 rubles. Accordingly, with a pension of 14,000 rubles. this amount will be enough for seven years. Many payrolls are much higher, which means deductions too. How many people live to retirement age now, and how many live on pensions? And the money is collected. According to statistics, there are more than one working person per pensioner, and previously there were up to four or more. The PF should, in theory, multiply the funds still received, i.e. there should be more money. So the question is where are they?

It’s clear that now there will be a wave of cynical articles justifying the pension “reform,” but I’m simply amazed at how much more cynical one article praising it is than another. It’s as if these journalists live not only in another country, but in a parallel world. What a disgusting order.

Complete nonsense. Increasing the retirement age does not guarantee employment for citizens of pre-retirement age. As before, the employer will give preference to young people who can work for them. But the state will have the legal right to forget about the existence of a citizen for several more years. And then, perhaps, the “problem” (i.e. the person) will disappear on its own (read: die). And the Pension Fund will build itself another mansion - note that in the city their buildings are some of the coolest, or for what other personal needs will it use the money earned by the citizen.

And who told you that women at 55 will be hired only because they are no longer pensioners? Come down from the moon. I am 44 and have already begun to experience difficulties in finding employment, despite the fact that I am a specialist in my professional field of activity. All my friends the same age have the same problems. Then I have a big question for representatives of the male part of the population: who will give birth to a new generation of tax slaves if the current potential grandmothers are deprived of the opportunity to sit with their grandchildren? The state today does not provide young mothers with the opportunity to go to work with an infant, and you are also depriving them of their grandmothers. Your miracle reforms will reduce the demographic situation in the country to a catastrophic level. It’s disgusting to read such custom-made articles, sewn with white thread.

The number of people who reached retirement age in our country in 2018 exceeded 43 million people. The size of social security in Russia is such that the elderly have to use various tricks to survive. But with rational budget planning, you can live with dignity even on retirement.

The average pension in all of Russia is 8,500 rubles. It turns out that most older people live on such meager means. The amount of the accrued benefit depends on the following factors:

  • profession;
  • income level at last job;
  • length of work experience;
  • length of service;
  • place of residence.

In addition, a similar social payment is provided for orphans left without a breadwinner, Chernobyl veterans, disabled people who have been assigned a pension due to schizophrenia or other diseases.

Of course, there are those who are luckier; for example, in Moscow the benefit reaches 14,500 rubles. This is due to the fact that in the capital the level of wages is higher than the national average, and there is also a wide range of additional benefits that a pensioner can receive. In other regions the situation is as follows:

Regardless of place of residence, the following receive an increased pension:

  • former public sector employees;
  • military personnel;
  • combat veterans;
  • citizens who worked in the Far North;
  • workers engaged in production with harmful and difficult working conditions.

Activities carried out by the state to support pensioners

Taking into account the miserable existence of Russian pensioners, President Vladimir Vladimirovich Putin signed a law that, from January 1, 2016, provides for a reduction in utility costs for older people by exempting them from paying contributions for major repairs.

Also, after reaching retirement age, you can take advantage of the right to the following benefits, which are provided on the basis of current legislation:

  • exemption from property tax (house, apartment, dacha);
  • preferential transport taxation;
  • free gas connection at home without queuing;
  • compensation for costs of housing and communal services (if more than 22% of income is spent on their payment);
  • services in nursing homes for the elderly without charging a fee;
  • free treatment in boarding houses;
  • discounted travel on public transport.

At the regional level, their own methods of support are provided:

  • in the presence of special conditions, social protection authorities distribute the funds at their disposal for financial assistance to pensioners (possession of the title “Veteran of Labor”; persons with the status “Children of War”);
  • free medical care out of turn;
  • preferential purchase of prescription drugs.

The recently discussed bill developed by the Government of the Russian Federation on raising the retirement age represents a new social experiment.

The law provides for an increase in the retirement age for women from 55 to 63 years, for men from 60 to 65. It turns out that if the bill is approved, they will have to work 8 and 5 years more, respectively. In the context of constant reform of the Russian pension system, practical advice from people who have already retired will benefit future retirees.

Rethinking costs

Galina Semyonovna lives in the city of Kuznetsk. She retired in 2017. At first, the assigned old-age benefit of 8,000 rubles was enough, since there were still savings made during work. But after six months, the savings began to come to an end, the woman began to borrow money from friends and relatives. As a result, due to a constant lack of finances and a reluctance to change her usual lifestyle, the pensioner had to take out a bank loan in order to repay the borrowed funds.

By this time, Galina Semyonovna realized that she needed to rethink her monthly expenses and learn how to properly distribute her pension. The pensioner could no longer go to work again; her health was undermined by heavy physical labor. We also had to take into account acquired chronic diseases that affected overall well-being.

To create her new budget, the woman wrote down all her expenses:

Living in a private house helps Galina Semyonovna spend less on utility bills. Instead of chain stores, a woman purchases products at the market or wholesale stores. Having your own small farm also allows you to reduce food costs.

The list of products that Galina Semyonovna buys for the month:

Pensioners receive most of the necessary medications free of charge with a prescription. The woman saves the remaining thousand rubles for unexpected expenses.

  • Take advantage of the benefits provided by the state.
  • Optimize food costs.
  • Cut unnecessary costs.
  • Make preparations for the winter period if you have a summer house, vegetable garden or garden.
  • Work if your health allows.

Today I will try to answer one interesting question: “How do pensioners live in Russia now, after increasing prices for everything?”

The coming year continues the gallop of prices, this is noted by everyone, surviving on one salary or pension. The yellow social price tags introduced relatively recently in supermarkets have retained only their color since the beginning of the year.

The numbers on them are close to the price of “normal” products (not social, i.e., slightly expired and containing a certain percentage of natural ingredients).

The people, despite everything, believe in a better future!

Research by economists at the Higher School of Economics has noted a decline in the incomes of pensioners, and this is the first time in the next fifteen years. The current situation in a short time can lead elderly fellow citizens to the state of the 90s, those. to deep poverty.

And independent research by HelpAge International in 2015 identified Russia 65th place out of 96 in the ranking of the quality of life of pensioners. Life is better for retired Tajiks, Guatemalans and old people in Nicaragua.

The current subsistence level in Russia was established in 1992. It was precisely that set of products that was recommended by the state for consumption by Russians; There were no medicines or amounts to pay for medical and educational services in the basket, because This was the concern of the socialist state, but even in our market world the basket set remained the same.

A pensioner is supposed to consume 20% less from that set (the cost of living for a pensioner in Russia has been written in detail). Scientists, in this regard, have long proposed postponing when the ability and need for work decreases, and therefore the need to replenish energy costs.

Indeed, the activity of a woman at 55 years old requires more food consumption than at 70+. This proposal was supposed to encourage taking age into account when setting the cost of living for different categories of citizens. But the conclusion at the state level is diametrically different: are people retiring too early?

Relatively well, according to statistics, living in Rus' and receiving an increased pension (these are people over 80 years old).

Whether it’s our mentality or our living conditions, the results of social surveys in several Russian cities revealed that the majority of citizens awaiting retirement are not going to quit their jobs.

Only 17 percent assume that they will be able to live morally and financially on this earned allowance.

Pensioners are being impoverished at a slower rate than their working children and grandchildren. To ease the tension in society, the government restrained prices for housing and communal services, basic food products and consumer goods.

She cannot complain about her fate to the relevant authorities for fear that her granddaughters will be taken away and sent to boarding schools by a woman who worked hard and hard, but receives an obviously unfairly small pension.

Apparently, with the same “care”, the cases were examined at one time and pensions for the loss of a breadwinner and disability from childhood were awarded to her granddaughters. The lion's share of social payments goes to housing and communal services and pharmacies (figures and facts are given in the material by A. Valiev).

The grandmother is forced to write detailed reports about where the 5,052 rubles she received from her granddaughter’s care went to. When applying for legal assistance to the regional branch of United Russia, she heard a surprised question (why did she take custody of the children if it was known in advance that this was unbearable?) and a proposal to send the children to a boarding school. Strict savings and meager food save granddaughters from life in a happy childhood home.

A single household is considered less prosperous. Indeed, living on one pension or salary is very difficult, almost impossible, if you carefully pay utilities and are dependent on medications.

I have already written about how to live on a pension of 8,000 rubles. Maybe someone will find my advice interesting.

In this social group a tribe was born and is multiplying freegans– collectors of what is thrown into landfills by supermarkets (after buyers select products with yellow price tags).

The phenomenon is becoming permanent, popular, requiring the compilation of a map of landfills, which will not be long in coming. Next to homeless people, pensioners are also seen obtaining food at such sites.

And this is despite the recent statement by the Minister of Labor and Social Protection Maxim Topilin that there are no needy pensioners in Russia - all of them are provided with the required amount of pension (8025 rubles. Live and be happy).

A regional program of social support for the population should come to the aid of those in distress. But not every region is lucky with a governor; some of them successfully solve the problem of the budget deficit by taking money from the already poor, freezing payments or completely canceling them.

For discussion, such an innovative governor, for example, puts forward a proposal to abolish social payments to those whose income exceeds one and a half subsistence minimum, i.e. approximately 15 thousand rubles. Although it is recognized that for a more or less decent existence, 2–2.5 subsistence minimums per family member are required.

Revolutionary calls to equalize all beggars (in a specific region) very relevant in the anniversary year! But the socially oppressed can also be revolutionary-minded at this time.

Residents of this particular region did not fail to turn to the lessons of the events of 2005, when pensioners, the most active group, very visible in elections, significant as clients of many banks, the most careful and responsible group in paying for housing and communal services, forced the government to take them into account with speeches , demonstrations, pickets and other protests?

During the crisis of 2008–2009, they were the winners, and the government found funds to support them. Today, too, the popular reaction was not long in coming - pickets of indignation at the anti-people proposal, who should be considered in need and not let him die, have already passed (again in a specific regional center).

Of course, the current situation is difficult - , . The Ministry of Finance is actively in favor of reducing social benefits. But it’s not so radical to solve all this.

Limiting the welfare of working pensioners and developing its methods is a task that has only been postponed for a while by the government.

The Ministry of Finance's proposal is not to pay the fixed part of the pension to the rich who live on more than 2.5 times the subsistence level (the deprived amount in 2016 was about five thousand rubles).


The Ministry of Labor considered it fair not to pay pensions to those who earn more than a million rubles a year.
Some polar installations were taken. With an income of about one hundred thousand a month, it is unlikely that citizens would go to the barricades for a pension of 10–13 thousand.

But the issue is looking forward to continuation; very soon the long-awaited topic of depriving working pensioners of their pensions will arise again. Then the pensioner will have to go into the shadow labor market. It is clear that this is not a state solution to the problem, but do not reconsider your state and bureaucratic incomes in favor of the poor.

To whom and in what amount can we expect an increase in pensions, various categories of social benefits, relief from need? According to the law on pensions, from February 1 in Russia, older citizens periodically increased their labor pension depending on last year’s inflation. And there are no plans to abandon this in 2017.

According to the Russian Pension Fund: from February, pensions (for non-working pensioners) will increase by approximately 5.8%. Consequently, its average annual size, taking into account the fixed payment in 2017, will be more than thirteen and a half thousand rubles. The fixed payment will increase to almost five thousand and to 78.6 rubles.

Last year, there was a depressing forecast that the revision of pensions for working pensioners in February 2017 could not be expected. Moreover, it was predicted in competent circles that they would not be indexed for at least another three years.

In February of this year, this happened. But information from other sources is more optimistic: from April 1, 2017, it will still take place, increase expected by 2.6%. It is emphasized that old-age benefits and pensioners who have not left work will be subject to indexation.

The average annual social pension after recalculation, taking into account the indexation of the minimum subsistence amount for the past year, will be almost nine thousand rubles. Disabled children and people with disabilities from childhood of group I or their guardians will receive about thirteen and a half thousand rubles.

This news can also be classified as positive: on January 1, 2017, a law will come into force according to which officials will retire at 63 and 65 years old. The law applies to both employees of all departments and regional officials.

Well, the sovereign’s workers did not strive to retire, serving the people is not a matter of moving bags, and the salary of servants is not the same as that of the hegemon. This is for an ordinary retired Russian, to be fair, he lives a modest but stable life - they won’t lay him off, won’t fire him, and his pension (pah-pah!) won’t be delayed or imposed fines; They are small, but all the same - more than some (objectively many!) salaries.

That’s why people are indignant because the law on pensions increases the period of receiving a beggarly salary, and not at all because they don’t want to work.

The positive thing is in the promise that until 2019 no action will be taken against ordinary citizens.

For many people, retirement becomes a turning point that radically changes the rest of their lives. It would seem that nothing has changed, but at the same time everything has changed. It's hard to accept.

I came across the story of a pensioner who was invited by an old friend to meet for a cup of coffee and talk about life. And she justified the proposal for a meeting simply: “you still have nothing to do, there are no grandchildren, there is no job, you are sitting on pension, and you don’t know what to do with your time now.”

For one person, these are just words, in particular, for the one who speaks. But the pensioner about whom this is being said is really offended. Why is everyone so sure that life ends when you retire? The question is rhetorical, because everything is learned by comparison, or rather you will understand when you yourself find yourself retired.

Is there really “nothing to do” in retirement?

The pensioner in our story, let’s call her M., felt offended by her friend’s words. She is indignant: “yes, I’m retired, but I have an adult son, many friends, and different hobbies that don’t let me get bored.”

“And the concept of “nothing to do” is not familiar to me at home. When I was in the hospital, there really was nothing to do. But as soon as my health improved, my activity and desire to live and move forward returned.”

Agree, the phrase “nothing to do” is quite strange. It cannot be correlated with people who take an active life position. And it doesn’t matter whether you’re retired or working. Life in retirement does not end, on the contrary, it is just beginning!

Of course, the dominant role is given to well-being and health. If something hurts, then there is no time for different things. The main thing is to get better faster.

Retirement is another stage in life that does not erase the past. You can help relatives around the house, do Nordic walking, grow house plants, etc.

But today we’ll talk about something else – self-development. A person’s age does not appear to be an obstacle to learning something new and previously unknown.

Self-development in retirement

Pensioner M. has an acquaintance, an active lady, whose day is literally planned down to the minute. And M. asked what she was doing? And she received the answer that the woman had discovered the “University of the Third Age.”

The University of the Third Age is a non-profit organization that, through specialized programs, trains pensioners in various areas, for example, you can learn how to use a computer, learn English, French, etc.

In addition to training programs, the university often hosts lectures on legal, historical topics, prevention of cardiovascular pathologies, etc. But the most important thing is that all this is gratuitous, that is, free of charge. The main thing is time and desire to attend classes.

It's not too late to learn something new in retirement. Especially if for a number of reasons this was previously unavailable or impossible.

The arrival of retirement age and access to pension benefits is not a reason to bury yourself, indulge in idleness and suffer from “nothing to do.” You should not give up, but should strive to use your time to the fullest. There is still a lot you can do!

Pensioner M. nevertheless met with that friend who had offended her with careless or thoughtless words, and had a great time. Because communicating with people with whom you have many common memories is also a useful pastime.

Life in retirement - video selection